About

A small company,
betting on a long arc.

Velta exists to build financial software that earns trust over decades, not quarters. We hold a small portfolio of operating products and an unfashionable commitment to making each one boring in the best way.

Mission

Make moving money feel like nothing.

Most financial software is loud. It blinks at you, asks for upgrades, celebrates that your money arrived, and quietly gets in the way of work.

We're building the opposite. Calm interfaces, durable APIs, and pricing that fits on a postcard. The goal is software you forget you're using — right up until the moment you need it to be exactly correct.

Timeline

A short history.

  1. 2021

    Velta is founded

    Velta is incorporated as a holding company for new financial software.

  2. 2021

    Pandabase goes live

    Pandabase launches as a Merchant of Record at pandabase.io, focused on global software billing, tax, and payouts.

  3. Now

    Neel in active development

    A neobank built for people who move money. Small team, long horizon, no public roadmap yet.

Where we are

Distributed. Velta operates online-first; team members are scattered across time zones, with deliberate overlap windows.

How we're funded

Founder-funded today. We'll raise capital when it sharpens the product, not before.

What we won't do

Crypto-as-a-feature. Dark patterns. Sales-led pricing. Fee structures that need a translator.

№ 01Manifesto

Finance should feel like nothing.
A quiet infrastructure that gets out of the way so people, teams, and ideas can move forward.

Velta LLC

2125 Biscayne Boulevard

Miami, FL, 33137

We are not a bank, lender, or money transmitter — services are provided by licensed partners.

© 2026 Velta LLC. All rights reserved.

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Since 2021